By golly, Dear Sir or Madam, I implore thee to seeketh the assistance of a trustworthy Realtor! Pray, dost thou have a Realtor in thy locality or perchance one with whom thou art already acquainted? This esteemed individual shall carry out a home valuation to apprise thee of the current value of thy abode in the housing market of today. Furthermore, she shall serve as thy guide through the convoluted process of selling thy dwelling, thereby ensuring a seamless and stress-free experience for...

A mortgage escrow account is an account established by a mortgage lender to hold funds collected from a homeowner to pay for property taxes, homeowner's insurance, and other related expenses. The following items are typically included in a mortgage escrow account:

Property taxes: The lender will collect a portion of the homeowner's property taxes each month and hold them in escrow until the tax bill is due. Homeowner's insurance: The lender will collect a portion of the homeowner's insuranc...

At some point during the process of buying a home, the buyer will come across the term "closing costs." Closing costs are expenses incurred during the purchase of a property that are not included in the sale price. These costs are typically paid at the time of closing and can add up to thousands of dollars. Typically we use 3.5% of the accepted offer price as a rule of thumb. Check with your lender for the most accurate number. As a buyer, it's important to understand what items are included in...

 

Congratulations on considering the purchase of your first home! Here are some important things to keep in mind as a first-time home buyer:

Determine your budget: Before you start looking for homes, it's essential to figure out how much you can afford. Consider your current income, monthly expenses, and debt obligations to determine your budget. To view a Mortgage calculator Click the link Get pre-approved from a mortgage lender: Getting pre-approved for a mortgage can help you understand...